out-of-network bills

Blindsided by Bills

Posted November, 20 2012 by arianne

Connor is a 68-year-old Westchester resident with heart problems, insured in a preferred provider organization (PPO). He had a stent put in last year, and when he was experiencing extreme shortness of breath he rushed to his local in-network hospital. The heart problem was too severe to be treated there, so he was transferred to […]

Ain’t no mountain high enough…

Posted August, 21 2012 by arianne

Health insurance plans are now posting as much as 300-500 pages worth of documents, spreadsheets, actuarial data, and other information on the Department of Financial Services (DFS) website as justification for this year’s proposed premium rate increases. It has been quite the endeavor to sift through all of this and make heads or tails of it, much […]

Oh the humanity!

Yes, it’s that time of the year again…

Posted July, 25 2012 by arianne

That’s right – its health insurance rate review time! This means that our health insurance plans are now diligently submitting their proposed rate increases to the Department of Financial Services (DFS) for approval.  Some of you may have already received a letter from your health plan letting you know that they plan to “adjust” your […]

Premium hikes? Tell the Ins. Dept. what you REALLY think!

Posted August, 11 2011 by arianne

Yes, kids – for many of us it’s that time of year again! Health insurance companies have been furiously sending notices out informing folks that they once again want to raise the cost of health insurance plans.  For some,  this means proposed percentage increases well into the double digits! Thankfully, the recently reinstated “prior approval” process in […]