Ready? Set? Renew!

Today is the DayIf you currently have a Qualified Health Plan (QHP) through the New York State of Health (NYSOH), New York’s official health insurance Marketplace, you can renew your coverage for 2018 starting TODAY.

Retuning consumers must renew their coverage between November 16, 2017 and December 15, 2017 to avoid a gap in coverage.

You can renew your coverage on your own by visiting the NYSOH website. If you or someone you know needs help renewing coverage, Navigators are available to assist! Please call 888.614.5400 for in-person enrollment assistance in your area.

open enrollment graphicGuest post by Mark Hannay, Director, Metro New York Health Care for All Campaign. New York’s fifth open enrollment period began this past Wednesday, November 1. This is the period during which people can renew or sign up for private health insurance coverage through the Marketplace.  Here in New York, the New York State of Health (NYSOH) marketplace will be open for business through January 31, 2018.

To help everyone get ready for open enrollment, members of HCFANY partnered again this year with the Healthcare Education Project to organize a series of ACA Outreach and Enrollment Summits across the State, which took place last month. These summits bring together enrollment assistors, health plan representatives, advocates, hospital outreach staff, community health centers, and non-profit community-based organizations. Summits were held in Buffalo, Albany, New York City, and Long Island.

Each of the summits began with a presentation from NYSOH, which discussed the gains New York has made so far under the ACA and their outreach and promotional plans for open enrollment.  One of the key messages they stressed during their remarks was that, in spite of the federal debate over the future of the ACA, nothing has changed, the ACA remains the law of the land, and NYSOH will be open for business as usual.

NYSOH also emphasized that affordable coverage is available and that many New Yorkers may qualify for financial assistance. They identified geographic areas where the uninsured rate remains above the state average which will need special focus and described the online resources available for stakeholders to use in their own outreach and enrollment.

For the first time this year, the closing section of each summit focused on key policy issues and advocacy strategies concerning the “unfinished business” and looming threats to various national health care programs. These issues include potential drastic funding cuts to Medicare, Medicaid, and the ACA, the need to renew funding for the Children’s Health Insurance Program (CHIP) and federally-qualified community health centers, attacks on funding for family planning, and restoring needed funding to the Disproportionate Share Hospital (DSH) program that helps pay for care for the uninsured, particularly at public hospital systems across our State.

NYSOH Presentation 2017 Enrollment Summits

open enrollment graphicYesterday, the NY State of Health, New York State’s official health plan Marketplace announced in a press release that Open Enrollment for the 2018 plan year would begin on November 1, 2017 and last for a full three months, ending on January 31, 2018. As you may have heard in the spring, the federal government slashed Open Enrollment to just six weeks. This move is much better for consumers who are often overwhelmed during the busy holiday season. With this action, New York joins others progressive states like California, Washington, and Minnesota in extending the 2018 enrollment period.

If you or someone you know needs help selecting and enrolling in a health insurance plan, Navigators are available to assist. Please call (888) 614.5400 for in-person assistance in your area. Don’t forget, consumers enrolling in Medicaid, the Essential Plan, and Child Health Plus can enroll year-round!

Never Fear! Navigators ARE Here!

Never Fear! Navigators ARE Here!

Many of you may have heard reports that the Trump Administration will be cutting federal funding for the Navigator program for the upcoming year. Navigators are individuals or organizations specially trained and certified to help consumers shop for and enroll in health insurance coverage through the Marketplace.

These cuts do not affect New York. New York State runs its own state-based Marketplace, the New York State of Health (NYSOH), and thanks to the continued support of the State government, New York also funds its own Navigator program and will not be affected by federal cuts.

Navigators and other in-person assistors are available to help consumers in every county in New York State. According to the 2017 NYSOH Open Enrollment Report, there were 526 Navigators and more than 5,000 Certified Application Counselors (CAC) and Facilitated Enrollers (FE) in New York as of January 31, 2017. Among consumers who enrolled in coverage through NYSOH, 72 percent did so with the help of a Navigator, CAC, or FE. An even greater proportion of consumers used in-person assistance when enrolling in public coverage through the Marketplace. Seventy-seven percent of consumers who enrolled in Medicaid, 74 percent of consumers who enrolled in Child Health Plus, and 83 percent of consumers who enrolled in the Essential Plan all used in-person assistance to choose the best plan for their needs.

Open Enrollment for the 2018 plan year begins on November 1, 2017. If you or someone you know needs help selecting and enrolling in a health insurance plan, please call (888) 614.5400 for in-person assistance in your area. Remember, consumers enrolling in Medicaid, the Essential Plan, and Child Health Plus can enroll year-round!