Over the years, many have suggested that permitting the sale of health insurance across state lines will make coverage more affordable and available to a greater number of people. A Fact Sheet from National Association of Insurance Commissioners and The Center for Insurance Policy and Research distills the facts and fiction of allowing interstate sale of health insurance.
The bottom line – interstate health insurance sales ultimately would allow insurance companies to choose their regulators, which would make insurance less available and insurers less accountable to consumers.
New York has worked very hard to regulate health insurance to protect consumers. Interstate health insurance sales would remove the authority of state regulators and hurt New Yorkers.
You view the full Fact Sheet here.