Three Ways Ending Obamacare Will Hurt Women

We still have a ways to go before we hear the final yea or nay from the Supreme Court on the ACA.  This time on hand has left many to ponder…”what if?”  Well, there’s a lot to think about.  But, being that this is National Women’s Health Week, it seems appropriate to focus today on the effects on women’s health.

In this short clip, Jessica Arons, Director of the Center for American Progress’s Women’s Health and Rights Program explains the consequences that a repeal of the ACA would have on the millions of women who benefit from it.

Take a gander!

 

Martha takes on the ACA

Not sure if anyone caught this, but a couple of months ago (3/19) Martha Stewart hosted National Physicians Alliance (NPA) President Dr. Valerie Arkoosh onto her show to talk about the Affordable Care Act. 

Valerie did an amazing job of explaining the law in a way that makes sense to a broader television audience, even spelling out many of the benefits available to specific populations, like seniors and children.  She also gave some insights into why this is such a contentious issue for many folks (i.e. politics, misinformation, and the individual mandate).  It’s worth a watch, if you get a chance!

 Watch the segment here.

 

Honoring women who have made a difference

Lois Uttley of Raising Women’s Voices and Gloria Steinem, Co-Founder, Ms. Foundation for Women

Just wanted to send a hearty round of applause to HCFANY’s own Lois Uttley and Jasmine Burnett, who were both honored last night with the Ms. Foundation’s annual Gloria Award. 

The Gloria Awards honor women activists who fight for change on behalf of women, families and communities.

Lois gave a speech to a packed room of over 400, promising that “Raising Women’s Voices NY will be working hard with our allies on creation of a state health exchange that will offer affordable coverage to more than 1 million un-insured New Yorkers.”

Also honored last night were Louise Gund, Artist, Conservationist, and Entrepreneurial Philanthropist, Sheila Nevins, President, HBO Documentary Films, Gert Boyle, Chair of the Board of Columbia Sportswear Company, Klarissa Oh, Executive Director of Oregon Abuse Advocates and Survivors in Service, and Felicia Brown-Williams, Regional Director of Public Policy of Planned Parenthood Southeast.

Congratulations to all these amazing women!

The Perfect Mother’s Day Gift

Guest Blogger, Maryanne Tomazic, Field Coordinator, Raising Women’s Voices

This weekend is Mother’s Day. My inbox is full of e-mails from various fruit, flower, and chocolate companies reminding me to send a gift to my mother. Unfortunately, my mom doesn’t like those traditional gifts. I once bought her a box of pears – to which she pointed out I could get twice as many pears for half the price at Costco. When I bought her a bouquet of white tulips, I received an angry voicemail reminding me that in Chinese culture, white flowers were synonymous with death. And chocolate – well that just brought on the rant of overpriced gifts with useless wrapping that is a ploy to make me waste my money on nothing.

“If you want to give me a present,” she always said. “Go to school, get good grades, and get a good job.”

The wish for a good job was just as much about financial independence as it was about the time-sensitive concern of insurance. Our health insurance company would only include me in the family plan if I was under 21 years old, or if I was under 23 and still in school.  In either scenario, upon graduation, I would need to have a job with health benefits by July or, much to my mother’s fear, become uninsured.

My mother didn’t have to worry because I was fortunate to get a job with great health benefits. But not all of my friends were as lucky. Many of them graduated and couldn’t find a full-time job or a job that offered health care coverage. They became uninsured and unable to afford the care they needed to stay healthy.

Luckily, my friends have the perfect gift for their moms this Sunday: the ability to stay insured.

Because of health care reform, children up to age 26 can stay on their parents’ health care plan as long as their own employer does not offer health benefits. What a relief for mothers across the country! No more worrying about that two month crunch to find a job, or the need to have their child stay in school simply to receive health insurance. Children don’t even need to be living at home to stay on their parents’ plan. They can maintain access to the medical care they need, during one of the most uncertain times of their life.

So for all you young adults out there with mothers like mine – who hate traditional gifts and only want promises that your future is taken care of – you now have the perfect gift.  You won’t need to wrap it or even worry that it won’t come in time, because it is already here. Over 150,000 young adults in New York have gained coverage because of this provision, and you can be one of them too.

Happy Mother’s Day, Mom!

For more information about how moms benefit from health care reform, visit Countdown to Coverage or the Coverage Checklist: Moms and Our Families. Also check out our Twitter and Tumblr for pictures of moms & kids who love the benefits they get from health care reform!

Let health reform buy you lunch!

Or dinner!  Or drinks!  Or whatever else it is that you’d like!

See, as part of the ACA, insurers who offer health coverage to individuals and small businesses must spend at least 80% of what their enrollees pay in premiums on health care claims and quality improvement activities (in NY, state law actually requires this to be slightly higher, at 82%).  The other 20% or so can be used for administrative expenses like marketing and profits.  For large employer plans, insurers have to spend at least 85% on claims and quality improvement.

These new rules went into effect on January 1st of last year, which means the rebates have now started to trickle down to us real folks.   Here in New York, some of us have already gotten our rebates.  A new report issued by the Kaiser Family Foundation (KFF) is estimating that rebates in New York will average around $150 for people who buy insurance on their own, and $125 for small business enrollees.  For large employer enrollees, rebates are expected to average $142. 

In total, individuals and businesses in the US are expected to get back a total of $1.3 billion – that’s no small peanuts.  Thanks health reform!

Click here to read the full KFF report, titled “Insurer Rebates under the Medical Loss Ratio: 2012 Estimates.”

Or, to learn more, here are a couple more articles on the subject from around the Web:

 

HCFANY Health Reform Update Webinar: Take 2

Well, today’s health reform update webinar was a success! Perhaps too successful – we had so many people sign up that the system went over capacity and many were not able to join in.

To compensate, HCFANY will be hosting a 2nd webinar presentation for folks who were not able to make it into today’s.  This will be held next Thursday, May 10th, at 1:00 PM.

Click here to RSVP

Again, please remember to RSVP as soon as possible as space is limited! 

To view the presentation from today’s webinar (which is the same which will be used for next week’s webinar) click here!

For an who were not able to make today’s or next week’s presentation, Thursday’s presentation will be recorded and posted on the web for future use.

Community Health Centers get a boost from the ACA

Several community health centers in New York are now the proud recipients of a cool $42 million, courtesy of the Affordable Care Act (ACA).  These awards are split into two categories, the first to help existing health centers with long-term projects to expand their facilities.  The second to help health centers with pressing facility and equipment needs. 

The money is part of the more than $728 million that has been issued to support 398 community health center renovation and construction projects around the nation. This additional funding is expected to help community health centers care for more patients, and create new jobs.

This is all part of a larger series of capital investments that the ACA is financing for communtiy health centers.  Over the next five years, the law will provide $9.5 billion to expand services, and $1.5 billion to support major construction and renovation projects at community health centers. 

New York’s recipients are as follows:

Buidling Capacity Grant Award

  • Sunset Park Health Council, Inc., (Brooklyn) – $5,000,000
  • Community Health Center of Buffalo, Inc. (Buffalo) – $5,000,000
  • Charles B. Wang Community Health Center, Inc. (New York) – $3,000,000
  • Covenant House (New York) – $2,495,475
  • William F. Ryan Community Health Center, Inc. (New York) – $4,658,340
  • Open Door Family Medical Center, Inc. (Ossining) – $3,272,528
  • Hudson River Health Care (Peekskill) – $4,500,000
  • Hudson Headwaters Health Network (Queensbury) – $5,000,000
  • Community Health Center of Richmond (Staten Island) – $2,790,150

Immediate Facilty Improvement Program Grant:

  • Whitney M. Young, Jr. Community Health Center (Albany) – $500,000
  • Montefiore Medical Center (Bronx) – $482,050
  • Morris Heights Health Center (Bronx) – $500,000
  • Brooklyn Plaza Medical Center, Inc. (Brooklyn) – $498,184
  • Sunset Park Health Council, Inc. (Brooklyn) – $500,000
  • Northwest Buffalo Community Health Center, Inc. (Buffalo) – $500,000
  • Middletown Community Health Center, Inc. (Middletown) – $500,000
  • Community Healthcare Network (New York) – $500,000
  • Settlement Health and Medical Services (New York) – $490,000
  • The Institute for Family Health (New York) – $500,000
  • William F. Ryan Community Health Center, Inc. (New York) – $99,187
  • Hudson River Health Care (Peekskill) – $420,000
  • Finger Lakes Migrant Health Care Project, Inc. (Penn Yan) – $277,717
  • Rochester Primary Care Network (Rochester) – $498,500

For a full list of recipients in every state, click here and here.

 

Gather ’round the computer now, it’s time to learn!

So what is the deal with this Executive Order that Governor Cuomo passed last month? Is it good? Bad? Decent? I know all of you are starting to wonder about it. 

Thankfully, we here at HCFANY are on top of it! We’re hosting a webinar this Friday, May 4th from 12:00 Noon – 1:00 PM, to update everyone on what’s been going on with health reform in general, and then more specifically on the Executive Order to establish a NYS health insurance Exchange.

The webinar is free and open to anyone who wants to join, but space is limited! So, be sure to RSVP today to reserve your spot on.  If you have any questions, be sure to bring those too as there will be time for Q & A.

Click here to RSVP!

If you won’t be near a computer during that time, but still want to listen in to the audio portion only, you can do so by dialing (712) 432-0080 and using the passcode 178-816# when prompted. 

Hope you can join us!

 

Just when you thought it was safe to go to the ER…

Debt collectors! In the hospital! Posing as normal people - like you and me!

In case you missed it, the NY Times broke a story last week out of Minnesota about a practice that is becoming more and more common around the country: Hospitals that are embedding debt collectors as employees to try and get patients to make good on their debts – sometimes even before they are treated.

Now, we know that with so many folks walking around with no insurance many hospitals are in a pickle.  After all, lack of insurance – or lack of good insurance for that matter – has never stopped anyone from getting hit by a bus.  Then again, most hospitals do receive millions each year to compensate them for unpaid medical bills and to provide financial assistance. 

But, regardless of how you look at it, the whole practice just seems extremely underhanded.  Often patients – who are vulnerable, either recovering from or still in need of medical care – don’t even realize that they are talking to a debt collector. 

Thankfully, there may be some changes coming down the line that may put the kibosh on these types of sketchy hospital practices.  A recent guest blog on Community Catalyst’s Health Policy Hub points out that the Affordable Care Act now requires non-profit hospitals to screen patients to see if they are eligible for financial assistance before engaging in “extraordinary collections practices.”  Of course, how this all plays out will remain to be seen.  At any rate – it’s definitely an issue to watch!

Click here to read the full story, titled “Debt Collector is Faulted for Tough Tactics in Hospitals,” via the New York Times.

Click here to read the Health Policy Hub blog post, titled “The Debt Collector Will See You Now,” from guest blogger Amanda Moore of the Sargent Shriver National Center on Poverty Law

 

Employer-sponsored insurance still on the decline

A new report put out by the Employee Benefit Research Institute (EBRI) looks at national trends in employer-sponsored benefits between 1997 and 2010.  Not surprisingly, what they are finding looks pretty darn grim.  During that time:

  • The percentage of workers who are offered health insurance benefits by their employers has declined from 70.1% to 67.5%, and the number of workers covered by those plans fell from 60.3% to 56.5%.
  • The percentage of workers who actually take up coverage when offered it from their employers also fell from 86% to 83.6%.
  • The percentage of workers who turned down employer health insurance offers because they could not afford it went up from 23.2% to 29.1%.

This is pretty troubling stuff, but we’ve known for a while that health insurance costs are getting to be too much for many employers and more and more have to either raise prices for employees or drop coverage altogether.  This is also the same reason why the Affordable Care Act came about.  Essentially, the “free market” is pricing too many of us working folks out of decent health care.  Once implemented, a New York Health Insurance Exchange should start to alleviate this problem for a lot of folks and employers in our state. 

Click here to read the full EBRI report, titled “Employment-based Health Benefits: Trends in Access and Coverage 1997-2010.”

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