Each year, the Department of Financial Services reviews applications from insurers in the individual, small group, and Medicare Advantage markets and decides whether rates should go up, down, or stay the same. This year, insurers are asking for an average increase of 11.7% in the individual market, which is too much for consumers to manage especially in the midst of the economic and health-related repercussions of the COVID-19 pandemic. Submit your comments here by July 5.

HCFANY found plenty of reasons in the individual market filings to reduce or even reverse those increase requests. Find your carrier in the list below to see what we had to say!

• CDPHP Health Plan
• Excellus
• Emblem (HIP)
• Fidelis
• HealthFirst
• HealthNow
• HealthPlus (previously Empire)
• Independent Health
• MetroPlus
• MVP Health Plan
• Oscar
• UnitedHealthcare