Posted December 7, 2009 by Amanda
In October 2007, the UnitedHealth Group issued a proposal to reform New York’s direct-pay and small-group markets. The direct-pay market is individual insurance coverage. The goal of the UnitedHealth proposal is to address the “death spiral” (see box below) or decline in enrollment. UnitedHealth attributes this decline to a lack of product flexibility, inadequate stop-loss pool […]
Posted July 6, 2009 by Amanda
There are nearly 600,000 immigrant adults who live, work, and raise families in New York, but are not yet regularized. The rate of uninsurance among New York’s immigrant families is roughly three times higher than that of those who are native-born. Federal health reform may not address this issue. Yet without immigrant inclusion at the federal level, the problem of the uninsured and underinsured will never […]