Registration for the statewide regional enrollment summits for the NY State of Health insurance marketplace is now open! This is a joint effort between the NY State of Health team and various community groups (including HCFANY) to get information out on the new insurance marketplace that will be opening on October 1, to hear about best practices for enrollment, and to plan outreach on a regional level.
These events are free to attend and registration will be on a first-come-first-serve basis. Health advocacy groups, navigators, community groups, hospitals and health care institutions, unions, brokers, health plans and small business representatives are encouraged to register to attend the summit in your local area. We hope to see you there!
*PLEASE NOTE THERE IS A NEW LOCATION FOR THE SEPTEMBER 20TH EVENT IN ALBANY – 1199 SEIU, 155 WASHINGTON AVE (BETWEEN LARK AND DOVE), ALBANY, NY
Tasha Williams, left, of NYC for Action volunteered at the Get Covered New York booth Sunday in Harlem.
Today’s post comes from guest blogger Lois Uttley, of Raising Women’s Voices
Get Covered New York was out in force last weekend at events in upper Manhattan and Brooklyn.
More than 30 volunteers from NYC for Action and Greater NYC for Change neighborhood groups turned out for the final weekend of Harlem Week, a busy street fair. The Get Covered New York booth, located at the corner of 135th and Adam Clayton Powell Boulevard, featured handouts explaining the new coverage options becoming available through the NYS Health Benefits Exchange starting October 1. These handouts include a link to Get Covered New York’s new website, www.getcovered-newyork.org, where consumers can sign up to be notified when enrollment starts.
“It was a wonderful weekend that gave us the opportunity to talk to hundreds of uninsured people,” said Aliza Lederer-Plaskett, Community Organizer for Raising Women’s Voices-NY, who managed logistics for the events with help from Tasha Williams of NYC for Action. Get Covered New York also tabled at Bedford-Stuyvesant Pride, which took place in Brooklyn’s Herbert Von King Park and reached LGBT people.
Nearly 200 people filled out Get Covered New York postcards that will be mailed to them in September explaining how and where they can apply for the new coverage.
Yesterday, the New York State Department of health unveiled the new name of our Health Benefit Exchange – NY State of Health, The Official Health Plan Marketplace – in an information-packed webcast.
In addition to announcing the new name and logo, Donna Frescatore, Executive Director of the New York Health Benefit Exchange, announced the names of the health plans that will participate in the NY State of Health. An interactive map posted on the new website (http://nystateofhealth.ny.gov) lists the plans that will be offered in each county around the state.
In addition, NY State of Health debuted a new video to educate New Yorkers about the new marketplace.
We’ve been telling you for months, heck - years - that health insurance will cost less on the health insurance exchange. But, exact numbers? Well, that’s hard to say. We know there will be premium subsidies (tax credits), but it will depend on a lot of different factors: what your income is, where you live, what plan you choose, etc. In fact, unless you qualify for Medicaid, you probably won’t really know what the cost of insurance will be until you log onto the New York State Health Benefit Exchange on October 1st.
But, until then, the estimates of health insurance costs are getting much better. This is largely due to the release of the approved monthly health insurance rates for Exchange plans a few weeks ago, and the genius subsidy calculator put out by Kaiser. The calculator uses an estimate based on average insurance prices in the nation. But, by logging into the subsidy calculator and punching in some basic information about your household, you can see what the maximum percentage of income your family is expected to pay for insurance. You can then compare that to the cost of the 2nd lowest-cost silver plan in your area (available here). If the annual cost amounts to more than the % of income you are expected to pay, then the difference will likely be the amount of your subsidy. I say “likely” because it doesn’t factor in all of the variables that will be taken into consideration on the Exchange, but it’s still a good guess. That subsidy amount can then be applied to the cost of any plan (platinum, gold, silver or bronze) to get a final price.
Of course, not everyone who wants to purchase insurance on the Exchange will be eligible for subsidies to lower the cost. But, a new report by Kaiser estimates that as many as 48% of people now buying insurance on their own would be eligible. Either way, its worth a shot to log into the Exchange after October 1st to see what you may be eligible for. You might just be surprised!
Here is the page (you might want to bookmark it):