HCFANY Blog RSS Feed

LGBT Task Force Examining Transgender Insurance Coverage

Posted September, 30 2015 by Hannah Lupien

Guest post: Lois Uttley, Director, Raising Women’s Voices – NY   The NYS Department of Financial Services issued a Circular Letter in December 2014 requiring private health insurance plans in our state to cover all medically-necessary care for treatment of gender dysphoria. With the one-year anniversary of this policy approaching, the LGBT Task Force of […]

Coming Soon: The Essential Plan in New York!

Posted September, 8 2015 by Hannah Lupien

By Andrew Leonard, Sr. Policy Associate for Health, Housing and Income Security, Children’s Defense Fund – NY   Starting this November, many low- and moderate-income New Yorkers will be able to enroll in a new comprehensive and affordable health insurance product, known as the Essential Plan. Without a doubt, the New York State of Health […]

New Yorkers may know more than most consumers about how to benefit from cost-sharing reductions

Posted September, 1 2015 by Hannah Lupien

The ACA makes insurance more affordable for people through a cost-sharing reduction (CSR) benefit. CSRs are available to consumers with incomes between 138% and 250% of the Federal Poverty Line ($27,311 to $49,475, for a family of three) who purchase Silver level plans. CSRs are sliding scale discounts on cost sharing, including deductibles, co-pays, and […]

2016 premium rates to rise 7.1% and 9.8% on individual and small group markets

Posted August, 5 2015 by Hannah Lupien

The New York State Department of Financial Services (DFS) released its final decisions on the rate review process (Don’t remember what that is? Check out our blog post about it here). The 17 carriers on the individual insurance exchange were approved for a weighted average premium increase of 7.1%, which is 3.3% lower than requested […]