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I am broke, and therefore…invincible?

Posted June, 20 2012 by arianne

The whole argument that young people don’t buy insurance because they don’t think they need it (i.e. the “young invincibles” stereotype) has bugged me for some time. Having somewhat recently emerged from the 19 -29 age bracket, I can say firsthand that it never occurred to me at any point during my free-wheeling years that I […]

We’re saving money on insurance premiums? Is it April Fools Day?

Posted March, 22 2012 by arianne

Nope, it’s the ACA’s birthday.  And the ACA has already brought big savings to New York consumers, with more on the way. As HCFANY blog readers know, New York State re-instated prior approval of health insurance premium increases in 2010, before the ACA passed. But the ACA has provided funding – including a $4.4 million […]

Life for NY’s health insurers just got a little more interesting

Posted February, 15 2012 by arianne

It’s getting to be that time of the year again, and we all dread to hear those three little words…”You’re being audited.” [cue scary Psycho knife sound] Thankfully, it’s not consumers who have to worry this time – its our health insurers.  The Department of Financial Services (DOFS) announced today that it will soon start performing random audits […]

Staying healthy is worth a lot, at any age

Posted December, 16 2011 by arianne

It seems like for a while there all the talk was about the so-called “young invincibles” – a free-wheeling breed of thrill-seeking young adults who have no desire for comprehensive health insurance, but rather prefer more risky alternatives such as health savings accounts or a pack of Hello Kitty band-aids and some strong whiskey. And yes, young adults below the age […]