A lot of people are worried about their coverage options right now, but the first thing to know is that it is still Open Enrollment for the Marketplaces created by the Affordable Care Act. Anyone who is uninsured or needs to renew should go ahead and get coverage set up for 2017.
If you are re-enrolling or are signing up for the first time and need coverage that starts on January 1, the deadline is December 15. The last day of Open Enrollment is January 31.
Both signing up and re-enrolling can be done through the NY State of Health Marketplace. The New York State of Health also funds Navigators all over the state who can help you apply, whether you are shopping for a small business, for your family, or just for yourself. The Navigators receive special training and are certified by the state. They know the plans inside and out and will help you understand your options. You can even make appointments to get help in-person.
You can look for a Navigator near you using the directory available here. The Community Service Society is one of the Navigator agencies and provides a helpline at 888-614-5400. Don’t be shy about calling – there are a lot of choices and it can be a big decision.