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Comments: HCFANY Comments on the Pre-Existing Insurance Plan under PPACA

Posted September 27, 2010 by Amanda

HCFANY writes to comment on the interim final rules for the pre-existing condition insurance plan (PCIP) program. We have three recommendations for making these rules stronger, through changes to regulation language concerning: the requirement that consumers be without creditable coverage for six months before applying to a PCIP; the restrictions on coverage of abortion services; […]

Issue Brief: HCFANY Evaluation of UnitedHealth Reform Proposal

Posted December 7, 2009 by Amanda

In October 2007, the UnitedHealth Group issued a proposal to reform New York’s direct-pay and small-group markets. The direct-pay market is individual insurance coverage. The goal of the UnitedHealth proposal is to address the “death spiral” (see box below) or decline in enrollment. UnitedHealth attributes this decline to a lack of product flexibility, inadequate stop-loss pool […]