ACA takes the mystery out of shopping for insurance

Posted October, 9 2012 by arianne

Consumers seeking health coverage are often in the dark about how different plans work, what they cover, and what out-of-pocket costs will be incurred.  Current plan members may find themselves in a similar situation, resulting in surprise bills due to a lack of understanding of their plan’s benefits. A new Affordable Care Act (ACA) provision, […]


New York Selected EHB Benchmark – Oxford EPO

Posted October, 4 2012 by arianne

On Monday, October 1, New York State selected the benefits of the State’s largest small group plan, Oxford EPO, as the Essential Health Benefits (EHB) benchmark plan. The state also outlined the coverage areas in which the Oxford plan’s benefits will be supplemented to meet ACA requirements: Pediatric dental/vision coverage – NYS will supplement the […]

9.20.12-Albany RACs

Consumers and Industry in Albany weigh in on NY’s Health Benefit Exchange

Posted September, 20 2012 by arianne

Guest Blogger, Bob Cohen,  Esq.; Policy Director, Citizen Action of New York If there’s one thing that’s clear from yesterday’s meeting of the Capital District/Hudson Valley/Northern New York Health Benefit Exchange Regional Advisory Committee (RAC), it’s that the “devil is in the details” when it comes to building a strong pro-consumer health insurance Exchange. The Governor’s […]

straw model-9.18.12

Reasonable Compatibility Straw Models

Posted September, 18 2012 by arianne

It’s Fall 2013. John Doe discovers he can apply for health insurance through Obamacare’s Health Benefit Exchange in his state. He goes to the website that his employer (who doesn’t offer insurance) told him about and easily fills in the required information, including his income. He enters his annual income as $14,000. The Exchange begs […]