Need a Cesarean? Victim of domestic abuse? Many insurers charge you more to cover those health services. A new report by the National Women’s Law Center (“NWLC”) documents that insurance companies routinely charge women higher insurance premiums than men.
The report was picked up in yesterday’s New York Times editorial “Gouging Women on Health Insurance,” which highlighted the NWLC report and NY Times reporter Robert Pear’s work documenting that women face 4-48% higher premium costs.
In New York, thanks to open enrollment/community rating laws, insurance discrimination based on gender differences is illegal. Nevertheless, these reports highlight an important issue–one that needs to be addressed in the national health reform conversation.