High rates of un-insurance among lesbian, gay, bisexual and transgender (LGBT) people have finally started to drop because of the affordable, nondiscriminatory health coverage options made possible by the Affordable Care Act (ACA). The LGBT uninsured rate fell from 24.2 percent to under 18 percent in the first year of operation of ACA health marketplaces, […]
As the 2015 state legislative session draws to a close this week, a troublesome “rate review”/”prior approval” bill has come up last minute and appears to be moving. The bill would weaken New York’s landmark prior approval system where state regulators review and revise health insurance annual premium rate increases. See HCFANY’s statement of […]
New York’s Prior Approval law protects consumers Each year health insurance companies in New York submit applications to the Department of Financial Services (DFS) that explain their requests to raise, lower, or maintain the premiums they charge consumers for health insurance coverage. Thanks to a strong state law, New York’s DFS can reduce rate […]
Guest Post: Andrew Leonard, Senior Health Policy Associate, Children’s Defense Fund-NY Even with the expansion of affordable coverage to over two million New Yorkers, work remains to eliminate persistent health disparities across economic, racial and ethnic lines. As advocates and consumers, we work to foster a New York where children are not just insured, but […]